Buy
Buy a 1Voucher with cash.
Cash Deposit · Cash-to-Bank Infrastructure
Turn physical cash into a bank deposit — without visiting the bank.
Cash Deposit connects voucher-backed cash value with participating banks, enabling customers to deposit physical cash into their existing bank accounts through familiar digital banking channels.
Deposit rail
- Cash01
- 1Voucher02
- Deposit03
- Bank account04
The problem
Cash Is Still Part of Everyday Life
Physical cash remains an important part of the South Africa cash economy — particularly for township businesses, informal businesses and cash-dependent customers. Yet existing cash infrastructure and digital banking infrastructure are not always connected.
- People may have physical cash but need that money in their bank account.
- Customers may need to travel to an ATM or bank branch to deposit cash.
- Businesses may have to leave their premises to deposit daily cash takings.
- Queues, travel, operational disruption and security concerns create friction.
- Existing cash and digital banking infrastructure are not always connected.
The solution
A Simpler Bridge Between Cash and Banking
eVoucha Cash Deposit creates an orchestration layer between existing voucher infrastructure and participating banks. The customer deposits into their own existing bank account — eVoucha does not replace the customer's bank.
- 01
Customer has physical cash.
- 02
Customer purchases a 1Voucher using cash from an authorised participating retailer.
- 03
Customer opens their existing banking app.
- 04
Customer selects the participating bank's Deposit option.
- 05
Customer enters the 1Voucher PIN/code.
- 06
The voucher is securely validated.
- 07
The deposit transaction is authorised.
- 08
The participating bank credits the customer's existing bank account.
No new behaviour
Built Around Behaviour Customers Already Understand
"We don't ask customers to change how they access money. We connect the behaviours they already use."
Customers already understand how to purchase vouchers with cash, and how to use their banking app. eVoucha connects these familiar behaviours to create a simpler path from physical cash to a bank account.
Deposit
Open the participating bank's digital banking channel.
Validate
Enter the voucher PIN and securely validate the value.
Credit
The participating bank credits the customer's existing account.
Why 1Voucher
Using Infrastructure Customers Already Know
eVoucha has secured a partnership with 1Voucher and is designed to use established voucher infrastructure rather than attempting to create an entirely new cash collection network. eVoucha does not own or issue 1Voucher.
1Voucher
provides the voucher-based cash-in rail.
eVoucha
provides the orchestration layer.
The participating bank
provides the customer's account and banking infrastructure.
For banks
A New Cash-Deposit Rail for Digital Banking
Potential benefits of a banking integration with voucher-backed deposits:
Explore a Bank Integration- Extend cash-deposit accessibility.
- Connect digital banking channels to voucher-backed cash value.
- Reach customers and small businesses operating in cash-heavy environments.
- Provide another potential route from physical cash to existing bank accounts.
- Leverage existing voucher and retail infrastructure.
- Create additional digital transaction activity.
- Reduce friction around certain cash-deposit journeys.
For small businesses
Designed for the Cash-Based Business Economy
Spaza shopsBakeriesInformal retailersTownship businessesSmall service businessesSole tradersCommunity enterprises
A cash-based business may finish the day with physical cash sales but need those funds in its existing bank account. eVoucha Cash Deposit is designed to provide a potential digital route between physical cash and the business's bank account through participating infrastructure.
Availability depends on participating banks, voucher providers and integrations.
How the infrastructure works
The eVoucha Orchestration Layer
- Customer
- Participating bank digital channel
- eVoucha Cash Deposit orchestration layer
- 1Voucher / voucher validation infrastructure
- Participating bank
- Existing customer bank account
eVoucha is designed to manage:
- Transaction initiation
- Voucher validation
- Transaction status
- Deposit instruction routing
- Transaction references
- Provider responses
- Error handling
- Transaction events
- Reconciliation
- Reporting
- Auditability
Partner responsibilities
Who does what
1Voucher / Voucher provider
- —Voucher issuance
- —Voucher value
- —Voucher validation
- —Voucher status
- —Voucher transaction information
eVoucha Technologies
- —Orchestration
- —Integration layer
- —Transaction management
- —Status management
- —Security controls
- —Reconciliation
- —Reporting
- —Partner integration support
Participating bank
- —Customer banking relationship
- —Digital banking channel
- —Customer authentication
- —Account crediting
- —Banking ledger
- —Bank-specific limits and controls
Responsibilities are conceptual and may change according to final technical specifications, commercial agreements and partner requirements.
Security
Designed for Financial Infrastructure
The solution is designed around controls expected of financial infrastructure:
- Secure transaction references
- Idempotent transaction processing
- Transaction state management
- Audit trails
- Secure credential management
- Server-side validation
- Fraud and risk controls
- Transaction limits
- Event/webhook verification where applicable
- Protection against duplicate processing
Business model
Infrastructure That Creates Value Across the Ecosystem
Per successful transaction fee
Revenue sharing
API/platform fee
Monthly infrastructure fee
Hybrid commercial model
Final commercial arrangements depend on the participating bank, voucher provider and integration structure.
Why eVoucha
Connecting Existing Financial Infrastructure
"eVoucha does not aim to replace the financial ecosystem. We connect its existing components."
eVoucha focuses on orchestrating existing voucher, banking, payment and retail infrastructure into simpler financial experiences.
Existing infrastructure
+eVoucha orchestration
+New customer experience
Partnership
Let's Build the Next Cash-to-Digital Rail
If your organisation operates financial, payment, voucher or retail infrastructure, we would like to explore how eVoucher Deposit can connect with your existing systems.
- Banks
- Payment providers
- Voucher providers
- Fintech companies
- Retail networks
- Financial institutions
- Technology platforms
Cash Deposit is presented as a product concept and integration-ready infrastructure. Live availability depends on participating banks, voucher providers, commercial agreements and applicable regulatory requirements.