Create an available partner cash-send journey
Designed capability, subject to partner and regulatory requirements.
Powered by eVoucha Technologies
Your money. Your way. Your kasi.
Skotokoto is a WhatsApp-based cash-to-digital transaction-access platform, powered by eVoucha Technologies.
Hi
Sho, Skhokho 👊 Welcome to Skotokoto.
Use your 1Voucher to send money, pay, or withdraw—right here on WhatsApp.
1. Create Account
2. How It Works
3. Help
Powered by eVoucha Technologies
The real-life problem
"Don't you have money in your account? I need to send someone money, and I will give you cash."
Across communities, this familiar request reflects a real gap between cash in hand and digital money in motion.
- Cash
- 1Voucher
- Skotokoto
- Selected partner action
What it is designed to do
From cash to useful digital action.
Skotokoto is being developed to enable customers to use a valid voucher to choose an approved partner action, such as:
Pay a selected service
Designed capability, subject to partner and regulatory requirements.
Buy airtime or data
Designed capability, subject to partner and regulatory requirements.
Pay a participating merchant
Designed capability, subject to partner and regulatory requirements.
How it works
A simple, guided journey.
Get a valid voucher through an approved channel.
Start a conversation on WhatsApp.
Choose what you want to do with the voucher.
Confirm through the appropriate secure process.
Receive confirmation of the approved partner action.
Safety
Designed with safety in mind.
Future product design includes customer-protection concepts such as secure confirmation journeys, transaction controls, support workflows and a Safety PIN concept. Any live implementation will be subject to partner, legal, security and operational approval.
Never share your PIN, OTP, voucher code or collection PIN with anyone.
Skotokoto is under development. Live financial functionality, including voucher redemption, payments, cash-send and cash-out, is subject to formal partner agreements, technical integration, legal review and applicable regulatory requirements.